ื’'ื™ื ืก ื›ื™ืคื™ ืœืงื™ืฅ? ืœืžื™ืจืŸ ื‘ื•ื–ื’ืœื• ื™ืฉ ื™ื•ืชืจ ืžืื—ื“

ืžืจื™ื” ื‘ืจื ื“ ื”ื™ื ืžื”ื“ืžื•ื™ื•ืช ื”ืžืกืงืจื ื•ืช ื•ืžืขื•ืจืจื•ืช ื”ื”ืฉืจืื” ื‘ืžืจื—ื‘ ื”ืื•ืคื ืชื™, ื•ืขื›ืฉื™ื• ื”ื™ื ืžืคื ืงืช ืืช ื”ืขื•ืœื ื‘ืžื•ืชื’ ื•ื™ื ื˜ื’' ืžืฉืœื”. ืžื™ ืฉืื•ื”ื‘ ืืช ื”ืกื˜ื™ื™ืœ ื”ืจื•ืžื ื˜ื™ ืฉืœ ื”ื‘ืœื•ื’ืจื™ืช ื”ืกืคืจื“ื™ื™ื” - ื‘ื˜ื•ื— ื™ืชืื”ื‘ ืžืฉื™ื˜ื•ื˜ ืจืืฉื•ืŸ

ื”ื’ืืœื” ื”ืฉื ืชื™ืช ืฉืœ ืืจื’ื•ืŸ ื”ืฆื“ืงื” ืœืžืขืŸ ื—ืงืจ ืžื—ืœืช ื”ืื™ื™ื“ืก ืžื•ืฉื›ืช ืืœื™ื” ืืช ืžื™ื˜ื‘ ื”ืคืจืฆื•ืคื™ื ืžื“ื™ ืฉื ื”, ื•ื”ืคืขื ื”ืชืจื—ืฉ ืขืœ ื”ืฉื˜ื™ื— ื”ืื“ื•ื ืžื™ื ื™-ืื™ื—ื•ื“ ืžืจื’ืฉ ืฉืœ ืกื•ืคืจืžื•ื“ืœืก ื•ื›ื•ื›ื‘ื•ืช ื•ื™ืงื˜ื•ืจื™ื”'ืก ืกื™ืงืจื˜. ืœืžืขืฉื”, ื ืจืื” ืฉื”ืŸ ืืคื™ืœื• ืชื™ืืžื• ืืช ืงื•ื“ ื”ืœื‘ื•ืฉ ื‘ืงื‘ื•ืฆืช ื•ื•ืื˜ืกืืค ืžืขื•ืจืจืช ืงื ืื”

ืฉืžืœื•ืช ื’'ืจืกื™ ืฆืžื•ื“ื•ืช, ื‘ืœื™ื™ื–ืจื™ื ืžื”ื•ื“ืงื™ื ืขื ื—ื’ื•ืจื”, ืžืขื™ืœื™ื ื“ืžื•ื™ื™ ืขื•ืจ ื•ื˜ื•ืคื™ื ืฉื•ืžื˜ื™ ืœืกืชื•ืช. ื›ืฉืืžื™ืœื™ ืจื˜ืื™ื™ืงืื•ืกืงื™ ืžื•ืฆื™ืื” ืœืกื™ื‘ื•ื‘ ืืช ื”ื›ืœื‘ ื”ืžืชื•ืง - ื ื™ื• ื™ื•ืจืง ื”ื•ืคื›ืช ืœืžืกืœื•ืœ ื”ื“ื•ื’ืžื ื•ืช ื”ืคืจื˜ื™ ืฉืœื”

ื‘ืขื•ื ื•ืช ื”ืื—ืจื•ื ื•ืช ื”ืชืจื’ืœื ื• ืœืจืื•ืช ืื•ืชื ืžืฆื•ื•ืชื™ื ืจืง ืœื’ื–ืจื•ืช ืกืงื™ื ื™ ืฆืžื•ื“ื•ืช, ืื‘ืœ ืฉื‘ื•ืข ื”ืื•ืคื ื” ื‘ืงื•ืคื ื”ื’ืŸ ืžื•ื›ื™ื— ืฉื”ืžื’ืคื™ื™ื ื”ื’ื‘ื•ื”ื™ื, ืฉื”ืคื›ื• ื›ื‘ืจ ืžื–ืžืŸ ืœืงื•ื ืฆื ื–ื•ืก ืื•ืคื ืชื™, ื ืจืื™ื ืœื ืคื—ื•ืช ื˜ื•ื‘ ื’ื ืขื ืžื›ื ืกื™ื™ื ืจื—ื‘ื™ื ื•ืžืฉื•ื—ืจืจื™ื ืฉื ื“ื—ืคื™ื ืœืชื•ื›ื ื‘ืจื™ืฉื•ืœ

ื”ื“ื•ื’ืžื ื™ืช, ื”ืฉื—ืงื ื™ืช ื•ืืฉืชื• ืฉืœ ื’'ื•ืฉื•ืข ื’'ืงืกื•ืŸ ื”ืคื›ื” ื›ื‘ืจ ืœืคื ื™ ื›ืžื” ื—ื•ื“ืฉื™ื ืœื—ื‘ื™ื‘ืช ื”ืžืขืจื›ืช ื‘ื–ื›ื•ืช ื”ืกื˜ื™ื™ืœ ื”ื ื•ืขื– ืฉืœื”. ืขื›ืฉื™ื• ื”ื™ื ืžื•ื›ื™ื—ื” ืฉื’ื ื”ืจื™ื•ืŸ ืžืชืงื“ื ืžืžืฉ ืœื ืžืคืจื™ืข ืœื” ื‘ื–ื”, ื•ื‘ื˜ื— ืœื ื”ืชื’ื•ื‘ื•ืช ื”ืžืฉื—ื™ืจื•ืช ืฉืœ ื”ืขื•ืงื‘ื™ื ืขืœ ื”ืœื•ืง

ื•ื•ื™ืœื™ืื ื•ืงื™ื™ื˜ ื”ื‘ื™ื ื• ืœื’ืžืจื™ ืฉื–ื” ื”ืžืื ื™ ื˜ื™ื™ื ืฉืœื”ื ืœืžืกืข ื™ื—ืฆ ื‘ืจื—ื‘ื™ ืื ื’ืœื™ื”. ืขื›ืฉื™ื• ืฉืื™ืŸ ืืช ืžื™ื™ื’ืŸ ื•ื”ืืจื™ ื‘ืืจืžื•ืŸ, ื”ื ืฆืจื™ื›ื™ื ืœื”ืจืื•ืช ืœืขื ืฉื”ื ืœื’ืžืจื™ ืขื“ื™ื™ืŸ ืฉื. ื‘ืฉืžืœื” ืฉืœ ื–ืืจื” ื•ืืื•ืคื™ื˜ ืฉืœ ืžืคืขืœ ื”ืคืœื“ื” ื‘ื•ื•ื™ืœืก, ืงื™ื™ื˜ ืžืฆื™ื’ื” ืืช ื”ื ืกื™ื›ื” ื”ื›ื™ ืžื—ื•ื‘ืจืช ืœืื ืฉื™ื ืฉืืคืฉืจ ื”ื™ื” ืœื“ืžื™ื™ืŸ

ื‘ื™ืŸ ืื ืžื“ื•ื‘ืจ ื‘ืžืจืื•ืช ืื•ื‘ืจืกื™ื™ื– ืœื ืžืชืืžืฆื™ื ืื• ืฉืžืœื•ืช ืขืจื‘ ืžืœืื•ืช ื’ืœืื, ืจื•ืชื ืžื•ื›ื™ื—ื” ืฉื•ื‘ ื•ืฉื•ื‘ ืฉื”ื™ื ื”ืื™ืฉื” ื”ืจื•ืชื—ืช ื‘ื™ื•ืชืจ ืขืœ ื”ืžืกืš. ืจื’ืข ืื—ืจื™ ืฉื”ืกืชื™ื™ืžื” ื”ืขื•ื ื”, ืขืฆืจื ื• ืœื‘ื—ื•ืจ ืืช ื”ืœื•ืงื™ื ื”ื›ื™ ืžื•ืฆืœื—ื™ื ืฉืœื”

ื‘ืžืฉืคื—ืช ื”ืžืœื•ื›ื” ื”ืกืคืจื“ื™ืช ืœืงื—ื• ืืช ืืœืžื ื˜ ืžื™ื—ื–ื•ืจ ื”ื‘ื’ื“ื™ื ืฆืขื“ ืื—ื“ ืงื“ืžื” ื•ืœื˜ืงืก ืคืชื™ื—ืช ื”ืคืจืœืžื ื˜ ื”ืกืคืจื“ื™ ื”ื’ื™ืขื• ื”ื ืกื™ื›ื•ืช ื‘ืฉืžืœื•ืช ืฉื›ื‘ืจ ื ืœื‘ืฉื•. ืœืฆื“ ื›ืœ ื”ื”ืชื—ืฉื‘ื•ืช ื”ื–ื•, ื”ืžืœื›ื” ื”ื’ื™ืขื” ื‘ืœื•ืง ืžืคื™ืœ ืœืกืชื•ืช ื”ื›ื•ืœืœ ืฉืžืœื” ื-ืกื™ืžื˜ืจื™ืช ื•ืฉื›ืžื™ื” ืžืจื”ื™ื‘ื” ื‘ืขืฉืจื•ืช ืืœืคื™ ืฉืงืœื™ื

ืฆืžื“ ื”ืื ื•ื”ื‘ืช ื”ื›ื™ ืคื•ื˜ื•ื’ื ื™ ืฉื™ืฉ ื”ืฆื˜ืœื ืœืžื’ื–ื™ืŸ ื”ืืจืคืจ'ืก ื‘ืื–ืืจ. ื”ืื•ื•ื™ืจื”: ืฆืจืคืช ืฉืœ ื”ืžืื” ื”-18, ืขื ืฉืžืœื•ืช ืžืœืื•ืช ื ืคื—, ืคืื•ืช ื’ื“ื•ืœื•ืช, ื ื•ืฆื•ืช ื•ื’ื ื‘ื’ื“ ื™ื ืื—ื“. ืื ืขื“ื™ื™ืŸ ืœื ื”ืชืื”ื‘ืชื, ื–ื” ื”ื–ืžืŸ

ื’'ื•ืœื™ืื ื” ืงืกื˜ื•ื“ื™ื• ื‘ืช ื”-23 ื•ืžื™ื™ืงืœ ื’'ื ืกืŸ ื‘ืŸ ื”-42 ื”ื›ื™ืจื• ื‘ืžืกื™ื‘ืช ื™ืื›ื˜ื” ื•ื”ื—ืœื™ื˜ื• ืœื‘ื—ื•ืŸ ืืช ื”ื–ื•ื’ื™ื•ืช ืฉืœื”ื ื‘ืจื™ืืœื™ื˜ื™ ื”ืืžืจื™ืงืื™ ื”ืžืฆืœื™ื— "ืื™ืจื•ืกื™ื ืœืชืฉืขื™ื ื™ื•ื". ืกืคื•ื™ืœืจ: ื”ื ืขื‘ืจื• ืืช ื”ืžื‘ื—ืŸ, ื•ื›ืœ ื”ืกื™ืคื•ืจ ื ื’ืžืจ ื‘ื—ืชื•ื ื” ืžืจื’ืฉืช ืฉื ืขืจื›ื” ืขืœ ื™ื“ื™ ื’ืจื•ืฉืชื• ืฉืœ ื”ื—ืชืŸ

ื”ืื•ื‘ืกืกื™ื” ืœื–ืžืจืช ื•ื”ื™ื•ืฆืจืช ื‘ืช ื”-18 ื›ื‘ืจ ื—ื•ืฆื” ื“ื•ืจื•ืช ื•ื’ื™ืœืื™ื, ืื‘ืœ ืขื“ื™ื™ืŸ ืื™ืŸ ื‘ืจื™ืจื” ืืœื ืœืงื ื ื‘ื˜ื™ื ืื™ื™ื’'ืจื™ื ืฉื”ื™ื ื”ืคื›ื” ืœืื™ื™ืงื•ืŸ ื”ืกื˜ื™ื™ืœ ื•ื”ื”ืฉืจืื” ื”ืื•ืœื˜ื™ืžื˜ื™ื‘ื™ ืฉืœื”ื. ื’ื ื‘ืžื’ื–ื™ืŸ ื”ืื•ืคื ื” ื”ื—ืฉื•ื‘ ื‘ืขื•ืœื ื›ื‘ืจ ื”ื‘ื™ื ื• ืืช ื–ื”, ื•ืœืฆื“ ืกืฉืŸ ืฆื™ืœื•ืžื™ื ืžืฉื•ื‘ื— ื’ื ื“ื™ื‘ืจื• ืื™ืชื”, ืœืžืฉืœ, ืขืœ ืœืžื” ื”ื™ื ื“ื•ื•ืงื ืœื ืื•ื”ื‘ืช ืฉืžื—ืžื™ืื™ื ืœื” ืขืœ ืกื’ื ื•ืŸ ื”ืœื‘ื•ืฉ ืฉืœื”

ื”ื™ืฉืจืืœื™ื ืžื˜ื•ืจืคื™ื ืขืœ ื”ืžื•ืชื’ ื”ื‘ืจื™ื˜ื™ ื”ื–ื•ืœ, ืื‘ืœ ืขื•ื‘ื“ื™ื• ืœืฉืขื‘ืจ ืงืฆืช ืคื—ื•ืช. "ื”ืœืงื•ื—ื•ืช ื—ืฆื•ืคื™ื, ื”ืžื ื”ืœื™ื ื—ืกืจื™ ืชื•ืขืœืช, ื”ืชืคืงื™ื“ ื›ื•ืœืœ ื ื™ืงื™ื•ืŸ ื ื•ื–ืœื™ ื’ื•ืฃ ืžืชืื™ ื”ื”ืœื‘ืฉื” ื•ืืคื™ืœื• ืœื ืžืงื‘ืœื™ื ื”ื ื—ื”"

ืœื ืขื•ื“ ืฉืžืœื” ืฉื—ื•ืจื” ืงื˜ื ื”: ืจื•ืชื ืกืœืข ืžืคืฆื™ืฆื” ืœืงืจืืช ื”ื’ืžืจ ืฉืœ "ื›ื•ื›ื‘ ื”ื‘ื" ื‘ื—ืœื™ืคื” ื›ืชื•ืžื” ืžืจื”ื™ื‘ื”. ื ื›ื•ืŸ, ืฉื™ืจื™ ืžื™ืžื•ืŸ ื”ืขื™ื–ื” ืงื•ื“ื ืขื ืกืจื‘ืœ ื›ืชื•ื ืฉื”ืคืš ืœืฉื™ื—ืช ื”ื™ื•ื, ืื‘ืœ ืจื•ืชื ืœื ื ืฉืืจื” ื—ื™ื™ื‘ืช ื•ื”ืคื’ื™ื–ื” ื˜ื•ื˜ืืœ ืœื•ืง ื›ืชื•ื ื”ื™ืกื˜ืจื™

ืื ื—ื ื• ื ืžืฉื™ืš ืœื”ื’ื™ื“ ืืช ื–ื”, ื›ื™ ื–ื” ืจืง ื”ื•ืคืš ื ื›ื•ืŸ ื™ื•ืชืจ ืžื™ื•ื ืœื™ื•ื, ื•ื”ื•ืคืขืช ื”ืžื—ืฆื™ืช ืฉืœ ื”ืกื•ืคืจื‘ื•ืœ ื”ื•ื›ื™ื—ื” ืืช ื–ื” ืกื•ืคื™ืช: ื’'ื ื™ืคืจ ืœื•ืคื– ื‘ืช 50, ื•ื”ื™ื ืคืฉื•ื˜ ื‘ืฉื™ื ืฉืœ ื—ื™ื™ื” ืžื›ืœ ื‘ื—ื™ื ื”. ื”ื›ื•ื›ื‘ืช ื—ืจื›ื” ืืชืžื•ืœ ืืช ื”ื‘ืžื” ื‘ืืจื‘ืขื” ืœื•ืงื™ื ืžืคื•ืืจื™ื, ืœืฆื“ ืฉืืงื™ืจื” ืฉืขืฉืชื” ืžื—ื•ื•ื” ืžืคืชื™ืขื” ื‘ืžื™ื•ื—ื“. ื•ืืœ ืชืคืกืคืกื• ืืช ื”ื˜ืจื™ืง ืฉืœ ืžืขืฆื‘ ื”ืฉื™ืขืจ ืฉืœื” ืœืžืœื—ืžื” ื‘ืœื—ื•ืช

ื”ืžืคืขืœ ืฉืœ ื”ื—ื‘ืจื” ื‘ืกื™ืŸ ืกื’ื•ืจ ื‘ืฉื‘ื•ืขื•ืช ื”ืื—ืจื•ื ื™ื ื•ืœื ื™ื“ื•ืข ืžืชื™ ื™ื—ื–ื•ืจ ืœืคืขื™ืœื•ืช. ืžื ื™ื™ืช Adika ื™ื•ืจื“ืช ื‘ื›-5%